Self-Employed Health Insurance 101

For many, health insurance benefits are received through an employer. Believe it or not – employer-sponsored health plans date back to WWII. In response to inflation, the Stabilization Act of 1942 was passed and limited an employer’s ability to raise wages. With the goal of attracting talent in a time where the labor pool was scarce …

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What Are My Options Outside of OEP and AEP?

While many people enroll in their health insurance during the Open Enrollment Period (OEP, for those under 65 years old) and the Annual Enrollment Period (AEP, for Medicare beneficiaries), those are not the only times in the year where you can sign up for health coverage. There are still options available outside of OEP and …

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Set the Stage – Mental Health 2022

The holiday rush has passed, another year has wrapped up and, another has begun. We are officially in the first quarter of 2022, how does it feel? It is okay to feel different or not a difference at all, there isn’t a right or wrong answer. However, as we get back into our daily life …

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No Surprises Act Saves Consumers from Unexpected Medical Bills

Have you ever had an unexpected medical bill with excessive out-of-pocket costs from an out-of-network provider? Beginning in 2022, this will be an issue of the past. The No Surprises Act will take effect on January 1, 2022. This act protects consumers from surprise medical bills, whether they receive coverage through their employer (including a …

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Fall Health Physicals

With sports and in-person schooling coming back this fall, LIG Solutions wants to remind all to have their annual physical with a family medical physical or primary care provider. Now is the time to get this scheduled before practices begin to know risks and to be as safe as possible entering sports.  During your visit, …

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Health Insurance Scams

Here is your “healthcare beware” reminder. As the world has shifted virtually, so has the increase of health insurance scams. This is one of the biggest concerns in fraudulent and illegal activity. LIG Solutions wants you to be alert and aware of communications for health coverage.  First and foremost, be mindful of where you give …

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Skyrocketing Prescription Drug Prices – We Have a Solution

American drug prices have skyrocketed throughout the years and have caused financial stress and high out-of-pocket costs for individuals and families. Drug and prescription pricing affects all income levels, and reports stating the increases will continue, what is the solution? Not filling the medications needed, cutting the drugs in half, skipping doses, choosing between medication, …

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