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LIG Association Health Program Coverage for your Members

LIG is your partner for delivering your membership affordable and comprehensive health insurance and pharmacy solutions designed exclusively for individuals, families, and business owners along with their employees. Coverage is available across the entire country as an exclusive benefit to the membership of your organization.

LIG Solutions Association Health Program Solutions for your Members

Solutions Your Members Want Across the Country

LIG's team of agents are licensed in all 50 states. We are appointed by the top national, regional, and local insurance carriers across the country and work with associations and membership organizations of all sizes, in any state with the coverage options your members need with Major Medical, Short Term Policies, Medicare/Medicare Advantage*, Vision, Dental, Critical Care, Supplemental Insurance Coverage and Small Group/Health Reimbursement Arrangements (HRAs) programs.

Member Concierge Service

LIG has a dedicated team of licensed agents located at our USA-based HQ to best serve your members in navigating today’s complex health insurance market. Our team will find the plans that best fit your member’s health and financial needs for individual, family, and small group coverage options.

Member Benefit Program

The programs offered by LIG are designed to help you provide a cost-effective member benefit that you can use to help keep your members engaged with your organization and attract new members with a content marketing platform that is included at no cost for our association partners.

Non-Dues Member Revenue

All our programs are done as a no-cost solution for our association partners and include a number of different “marketing remittance” options that deliver your members the advantages of affordable healthcare pricing, and a streamlined enrollment process while delivering your organization a revenue stream and a turnkey solution that delivers true ROI.

Little To No Staff Time

Each of the programs offered by LIG requires little to no staff time as we do all the “heavy lifting” for your organization as we administer the entire program. This includes all the content marketing elements, custom videos, social media posts, landing pages, and other support material used to educate your members about their coverage options with the plan offered through your co-branded health insurance program with LIG.

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LIG Association Health Program Membership Benifits and More


The LIG Association Health Program is designed to offer concierge service to your members including individuals, families, business owners, and their employees with comprehensive health insurance coverage options. These plans include coverage from the leading insurance carriers and are tailored to fit your member's individual financial and health needs.

LIG offers your organization non-dues revenue options that require little to no staff time while delivering a true national member benefit that delivers CHOICE along with multiple coverage options including major medical, short term policies, Medicare, vision, dental, critical care, accident medical plans, disability income protection, supplemental Insurance coverage, our exclusive Group HRA Program (Health Reimbursement Arrangements), and more.

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Affordable Health Insurance Coverage Options For Your Membership



Want to Learn More? Schedule a Meeting with Our Team Today


Headquartered in Cleveland, Ohio, LIG Solutions specializes in offering comprehensive, turn-key health insurance and pharmacy solutions for associations, societies, NGB, affinity groups, and membership organizations. With more than 30 years of combined experience in the health, life, and Medicare insurance industry, LIG has successfully distributed more than 1.2 million insurance policies (and counting) to its members and delivers true membership benefit programs centered on health and wellness initiatives to drive retention and engagement with the communities/marketplaces they serve. This is all done at no cost for the association partners with non-dues revenue generation and requires little to no staff time or administration of the program.

Frequently Asked Questions

Visit with LIG Solutions at the Following Industry Events

OSAE 2024 Annual Conference

  • June 26-28, 2024 in Sharonville, Ohio
  • Silver Sponsor
  • Exhibiting

ASAE Annual Meeting 2024

  • August 10-12, 2024 in Cleveland, OH
  • Exhibiting

Non Dues-a-Palooza 2024

  • September 2024 in TBD
  • Exhibiting
  • Sponsor
  • Speaker

Association Forum Holiday Showcase 2024

  • December 4-5, 2024 in Chicago, IL
  • Exhibiting

LIG Works With Many Of The Leading National Carriers*

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* Not a complete carrier list and carrier availability is based on your geographic location as not all carriers offer coverage options in every state.

LIG Association Health Program Marketplace

The LIG Marketplace includes many exciting solutions to help you and your family stay healthy and protect the things that matter the most to you.

This program offers various health coverage options, an exclusive pharmacy and prescription program, and additional insurance solutions built around your unique health, lifestyle, financial, and even business needs!

LIG Health Coverage Options

Call your exclusive "800" at the top of this page to speak to a licensed LIG agent or fill out the above form to have our team reach out directly to you or schedule an appointment to discuss your health coverage needs.

Major Medical

Major medical insurance is a comprehensive policy designed to help you and your family pay for covered healthcare expenses ranging from preventive services to emergency care. (ACA/Obamacare Plans)


We assist those 65 and over in finding the right Medicare Advantage and Medicare Supplemental plans that are designed to help cover you on all the various deductibles, co-payments, coinsurance charges that Medicare alone does not include, and much more.

Short Term Policies

Designed for healthy individuals and families, short-term policies provide an affordable safety net while switching from one life event to another without a health plan. Lose your job, recent college graduate, divorced, or retired and not quite eligible for Medicare? (Not ACA-Compliant)

Dental and Vision

Dental and Vision Insurance helps pay for the cost of visits to a dentist or eye doctor for basic or preventive services. This can include dental options like teeth cleaning, X-rays, and vision options that helps offset the costs of routine eye exams and helps pay for vision correction wear, like eyeglasses, that may be prescribed by physicians or eye-care specialists.

Critical Care

Critical illness insurance are intended to pay a lump sum cash payment for covered illnesses such as heart attack, stroke, cancer and more.


Supplemental insurance plans will pay for out-of-pocket medical expenses, such as deductibles, copayments, coinsurance and accidents as well as other events that can keep you from doing what you love.

Businesses/Employees Coverage

LIG makes having employer sponsored health coverage easy while giving the business owner true financial control and allowing choice for the employees. Our solution includes both traditional group coverage options and the LIG HRA Group Program (Health Reimbursement Arrangements) with ICHRA, QSEHRA and 125 plans. These are all designed to be cost effective and maximize employee benefits.

Global Health Coverage

Our Global Health Coverage provides members with reliable and easy-to-access quality healthcare, wherever they are. As part of a global organization, we have access to healthcare support in more than 200 countries and territories worldwide. Perfect for employees, individuals, and families that will be out of their home county for extended periods.

LIG Pharmacy and Prescription Solution

Free Prescriptions For Everyone!

LIG Solutions Rx Pharmacy Program - Prescription drug prices have skyrocketed over the last few years to the point people can no longer afford them. You shouldn’t have to choose between feeding your family or taking your medications. We have created a new concept where you actually PAY NOTHING for your prescriptions. Through strategic partnerships and our buying power, we can get you access to the most used generic medications for FREE!!

Tired of overpaying for your prescriptions? We are too, so we created a revolutionary way for you to get your medicine for FREE. No coupons, no gimmicks and no fake prices.

Subscribe Today for As Low As $19.95!

The LIG Solutions Rx Benefits include:

  • GET over 605 OF THE MOST PRESCRIBED MEDICATIONS FOR FREE, including acute, chronic, and over-the-counter medications:
  • Pick up at any pharmacy for FREE for acute medications
  • Home delivery service for chronic and over-the-counter medications
  • Exclusive SaveOnDiabetes program, which includes:
    • No cost meters and a starter kit with test strips/lancets. Low-cost test strips and lancets, FREE oral diabetes medications*, and Insulin for $19.88 per vial*
  • All medications are American sourced and shipped securely with tracking
  • Licensed Pharmacist coaching to ensure you’re getting the most cost-effective options

*Please note - valid prescriptions from your doctor are required.


Our Services

LIG Solutions will ensure that your members gain access to:

  • Competitive plans & pricing with multiple options/providers tailored to their individual need.
  • Professional insurance agents, who work for your members, not the insurance carrier.
  • We're not tied to a specific carrier, and we do what's best for your members.
LIGmembers graphic for sales process2
LIGmembers graphic for sales process

Member Focused Health and Wellness Content

The "LIG Health and Wellness Infomation Center" is an integral part of the LIG Association Health Program. It a content-driven health and wellness-centric program developed exclusively for the members of LIG's association partners. These articles are provided on a quarterly basis in the form of an eNewsletter that each association is able to send to their membership. This program is designed to help LIG's association partners better position their organization as being a key participant in the health and wellbeing of the members, along with their families, and business owners with their employees. The articles below are the actual content LIG provides as part of the LIG Association Health Program.

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Health and Wellness Information Center

Frequently Asked Questions

Latest News Blue clear

Latest News

Q2 Health & Wellness: Spring Edition

April 25, 2024

Spring has sprung and another day closer to the halfway point of 2024. Our partners at LIG Solutions wanted to take a moment to extend …

Read more

LIG Health and Wellness Round-up – Spring 2024 Edition

April 25, 2024

Spring 2024 Edition: Healthy living ideas from around the Internet – The information below comes from leading experts and information resources on healthy living. LIG …

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Clever Ways to Tackle Seasonal Allergies

April 23, 2024

Got itchy, watery eyes? Got a runny nose? Got a scratchy throat? Sounds like allergy season. Allergens can often be found in places you don’t …

Read more

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About LIG Solutions

As a nationally recognized insurance agency since 2009, LIG Solutions changes the way individuals, families, businesses, and groups across the country shop and enroll in healthcare products. Headquartered in Cleveland, Ohio, LIG specializes in offering comprehensive, turn-key insurance solutions for associations, societies, membership organizations, NGB, and other affinity groups to deliver member benefit programs around health coverage. With more than 30 years of combined experience in the health, life, and Medicare insurance industry, LIG has successfully distributed more than 1.2 million insurance policies (and counting). LIG has partnerships with national, regional, and local insurance carriers across the country. We deliver member benefit programs centered on health and wellness initiatives to drive retention and engagement with the communities/marketplaces they serve.

About Program

Your association's Health Insurance Program powered by LIG Solutions is designed to offer concierge service to its members in need of Individual, Family, and Business/Group health insurance coverage options. These plans include coverage options from the leading insurance carriers and are tailored to fit your individual financial and health needs. Call today to speak directly to our team of licensed advisors to get your no-obligation health insurance assessment for major medical, Medicare*, short-term policies, vision, dental, critical care, accident medical plans, disability income protection, supplemental Insurance coverage, comprehensive pharmacy solutions and more!

Request More Infomation

By submitting this form, you authorize Lighthouse Insurance Group, LLC, and/or its affiliates to contact you at the email address and phone number provided (even if the number you provided is on the state or national do not call registry). This contact may include providing you with insurance quotes, policy and benefit information, and/or marketing information. The company may contact you using live operators, auto-dialers, or emails. You acknowledge that you are not required to consent to contact as a condition of receiving services and that you may revoke consent at any time. We do not offer every plan available in your area. Currently, we represent 7 organizations which offer over 200 products in your area. Please contact, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

LIG Solutions/Lighthouse Insurance Group's Licensing and Legal Information can be viewed here: LIG legal policy:

Copyright 2024 Lighthouse Insurance Group LLC ™

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