Self-Employed Health Insurance 101

For many, health insurance benefits are received through an employer. Believe it or not – employer-sponsored health plans date back to WWII. In response to inflation, the Stabilization Act of 1942 was passed and limited an employer’s ability to raise wages. With the goal of attracting talent in a time where the labor pool was scarce …

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Should I Use A Broker To Get Health Insurance?

Health coverage plans can be complicated. Between the crowded and confusing market and terminology that sometimes sounds like a different language, it can be overwhelming to sort through your options and find the best plan for your needs. The good news is – you don’t have to go through this process alone. Your association has …

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What Are My Options Outside of OEP and AEP?

While many people enroll in their health insurance during the Open Enrollment Period (OEP, for those under 65 years old) and the Annual Enrollment Period (AEP, for Medicare beneficiaries), those are not the only times in the year where you can sign up for health coverage. There are still options available outside of OEP and …

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Set the Stage – Mental Health 2022

The holiday rush has passed, another year has wrapped up and, another has begun. We are officially in the first quarter of 2022, how does it feel? It is okay to feel different or not a difference at all, there isn’t a right or wrong answer. However, as we get back into our daily life …

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No Surprises Act Saves Consumers from Unexpected Medical Bills

Have you ever had an unexpected medical bill with excessive out-of-pocket costs from an out-of-network provider? Beginning in 2022, this will be an issue of the past. The No Surprises Act will take effect on January 1, 2022. This act protects consumers from surprise medical bills, whether they receive coverage through their employer (including a …

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The ACBs of Medicare

Medicare* health insurance is broken out into different sections, called “Parts.” Each of the parts of Medicare help to cover costs for specific services. Medicare Part A Medicare Part A is also referred to as “Hospital Insurance” and is part of what is referred to as Original Medicare. Part A covers: Inpatient care in a hospital Skilled …

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Bridge Your Medicare Coverage Gaps

Let LIG help you bridge your coverage gap! Do you have gaps in your Medicare* coverage? Medicare Supplements can help pay for remaining costs that Medicare Part A and Part B do not cover – including copayments, coinsurance, and deductibles.  Cans and Cants of Medigap:  During Annual Enrollment Period, insurers cannot set your premiums based …

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FAQs of Annual and Open Enrollment 2022

The Team at LIG Solutions is answering all your questions and breaking down any common insurance misconceptions – especially around Annual and Open Enrollment that is happening now! When is it? Annual Enrollment began October 15 and runs until December 7, 2021. Open Enrollment 2022 runs November 1 – January 15, 2022 – this has been …

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