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Employee Health Coverage Options

LIG delivers your organization a proven solution that will allow you to offer affordable health coverage plans to you and your employees including individuals, families, and businesses/employees with ACA Major Medical, Short Term Policies, Vision, Dental, Critical Care, Supplemental Insurance Coverage and Small Group/Health Reimbursement Arrangements (HRAs) programs across the entire country.

LIG Association Health Program

Health Insurance is about CHOICE for you and your employees.

Learn why this is important when you view our recent webinar below.

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Major Medical

Major medical insurance is a comprehensive policy designed to help you and your family pay for covered healthcare expenses ranging from preventive services to emergency care. (ACA/Obamacare Plans)

Critical Care

Critical illness insurance are intended to pay a lump sum cash payment for covered illnesses such as heart attack, stroke, cancer and more.

Medicare/Supplementals

We assist seniors in finding the right Medicare Advantage and Medicare Supplemental plans that are designed to help cover you on all the various deductibles, co-payments, and coinsurance charges that Medicare alone does not include and much more.

Supplemental

Supplemental insurance plans will pay for out-of-pocket medical expenses, such as deductibles, copayments, coinsurance and accidents as well as other events that can keep you from doing what you love.

Dental and Vision

Dental and Vision Insurance helps pay for the cost of visits to a dentist or eye doctor for basic or preventive services. This can include dental options like teeth cleaning, X-rays, and vision options that helps offset the costs of routine eye exams and helps pay for vision correction wear, like eyeglasses, that may be prescribed by physicians or eye-care specialists.

Short Term Policies

Designed for healthy individuals and families, short-term policies provide an affordable safety net while switching from one life event to another without a health plan. Lose your job, recent college graduate, divorced, or retired and not quite eligible for Medicare? (Not ACA-Compliant)

Businesses/Employees

The LIG HRA Group Program (Health Reimbursement Arrangements) provides options to offer health coverage benefits to your employees. This account-based health plan offers many of the same benefits as a traditional group health insurance plan while providing choice to the employees in selecting a plan that best fits their healthcare needs. Employers reimburse employees for their health insurance premium expenses using pretax money. This program can include major medical, dental, vision, and other coverage options.

 

Please Note: Not all coverage options are available in every state

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Schedule An Appointment with the LIG Team and Start Helping Your Employees Today!

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Our team of association and membership organization experts will work with you to build the right plan for you and your employees.

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Health and Wellness Information Center

Frequently Asked Questions

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About LIG Solutions

As a nationally recognized insurance agency since 2009, LIG Solutions changes the way individuals, families, businesses, and groups across the country shop and enroll in healthcare products. Headquartered in Cleveland, Ohio, LIG specializes in offering comprehensive, turn-key insurance solutions for associations, societies, membership organizations, NGB, and other affinity groups to deliver member benefit programs around health coverage. With more than 30 years of combined experience in the health, life, and Medicare insurance industry, LIG has successfully distributed more than 1.2 million insurance policies (and counting). LIG has partnerships with national, regional, and local insurance carriers across the country. We deliver member benefit programs centered on health and wellness initiatives to drive retention and engagement with the communities/marketplaces they serve.

About Program

Your association's Health Insurance Program powered by LIG Solutions is designed to offer concierge service to its members in need of Individual, Family, and Business/Group health insurance coverage options. These plans include coverage options from the leading insurance carriers and are tailored to fit your individual financial and health needs. Call today to speak directly to our team of licensed advisors to get your no-obligation health insurance assessment for major medical, Medicare*, short-term policies, vision, dental, critical care, accident medical plans, disability income protection, supplemental Insurance coverage, comprehensive pharmacy solutions and more!

Request More Information

Disclaimer: By clicking on the submit, get a quote, and sign up buttons, by completing a contact or quote form on this site or calling a number posted on this site, you represent that you are at least 18 years old and consent to be contacted by Lighthouse Insurance Group, LLC and/or its affiliates and any of their commercial partners concerning the purchase of policies for life, health and other types of insurance, even if you are on a state or federal Do Not Call Registry. You agree to be contacted through the use of emails or on your landline or mobile phone by live operators, automated telephone dialing systems, pre-recorded messages, and/or SMS text messages or email. Your phone carrier’s message and data rates may apply. Your consent is not a condition of purchase, and you may revoke your consent at any time. You may also call 866-230-0222 to inquire and/or purchase. Lighthouse Licensing and Legal Information can be viewed here: https://ligsolutions.com/licensing-and-legal/. LIG legal policy: https://ligsolutions.com/privacy-policy/

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