LIG Association Partner Program Update

Learn What Is Happening and What is New with your LIG Association Health Program in 2023

• Changes to subsidies for ACA policies, what is the “Family glitch” and COBRA in 2023.
• The unwinding of Medicaid and how this could impact your members.
• Our new Cigna Global: International Health Insurance
• The new LIG benefits marketplace for individuals and businesses
• New employer-sponsored coverage options with traditional group plans and enhanced ICHRA options
• An update on the LIG integration with Gallagher (and an update on marketing remittance payments)
• Updates to Open Enrollment 2023 and how we will update your membership on these exciting additions.

LIG Association Health Program Marketplace

The LIG Marketplace includes many exciting solutions to help you and your family stay healthy and protect the things that matter the most to you.

This program offers various health coverage options, an exclusive pharmacy and prescription program, and additional insurance solutions built around your unique health, lifestyle, financial, and even business needs!

LIG Association Health Program Options

Call your exclusive "800" at the top of this page to speak to a licensed LIG agent or fill out the above form to have our team reach out directly to you or schedule an appointment to discuss your health coverage needs.

Major Medical

Major medical insurance is a comprehensive policy designed to help you and your family pay for covered healthcare expenses ranging from preventive services to emergency care. (ACA/Obamacare Plans)


We assist those 65 and over in finding the right Medicare Advantage and Medicare Supplemental plans that are designed to help cover you on all the various deductibles, co-payments, coinsurance charges that Medicare alone does not include, and much more.

Short Term Policies

Designed for healthy individuals and families, short-term policies provide an affordable safety net while switching from one life event to another without a health plan. Lose your job, recent college graduate, divorced, or retired and not quite eligible for Medicare? (Not ACA-Compliant)

Dental and Vision

Dental and Vision Insurance helps pay for the cost of visits to a dentist or eye doctor for basic or preventive services. This can include dental options like teeth cleaning, X-rays, and vision options that helps offset the costs of routine eye exams and helps pay for vision correction wear, like eyeglasses, that may be prescribed by physicians or eye-care specialists.

Critical Care

Critical illness insurance are intended to pay a lump sum cash payment for covered illnesses such as heart attack, stroke, cancer and more.


Supplemental insurance plans will pay for out-of-pocket medical expenses, such as deductibles, copayments, coinsurance and accidents as well as other events that can keep you from doing what you love.

Businesses/Employees Coverage

LIG makes having employer sponsored health coverage easy while giving the business owner true financial control and allowing choice for the employees. Our solution includes both traditional group coverage options and the LIG HRA Group Program (Health Reimbursement Arrangements) with ICHRA, QSEHRA and 125 plans. These are all designed to be cost effective and maximize employee benefits.

Global Health Coverage

Our Global Health Coverage provides members with reliable and easy-to-access quality healthcare, wherever they are. As part of a global organization, we have access to healthcare support in more than 200 countries and territories worldwide. Perfect for employees, individuals, and families that will be out of their home county for extended periods.

Individual/Family Marketplace

If you need additional coverage options beyond health insurance, click here to see additional member benefits that you and/or your family can take advantage of, including:

  • Home and Auto Coverage
  • Pet Insurance
  • Boat Insurance
  • RV/Camper Insurance
  • Motorcycle Insurance
  • ATV Insurance
  • Renters Insurance
  • Flood Insurance
  • Umbrella Insurance
  • Vehicle Warranty Coverage
  • and more - click below to see your options










Business Owners Marketplace

Are you a business owner? Look beyond health insurance and find the additional coverage options that you will need to protect your business, your employees, and your overall investment. Click here to see additional member benefits that you can take advantage of, including:

  • General Liability
  • Buildings-and-Property
  • Business Interruption Income
  • General Liability
  • Professional Liability / Errors & Omissions
  • Buildings & Property
  • Employee Benefits & HR
  • Auto
  • Worker's Comp
  • Directors and Officers
  • Cyber
  • Flood
  • Earthquake
  • Crime
  • Personal Home & Auto
  • and more - click below to learn more







LIG Pharmacy and Prescription Solution

Free Prescriptions For Everyone!

LIG Solutions Rx Pharmacy Program - Prescription drug prices have skyrocketed over the last few years to the point people can no longer afford them. You shouldn’t have to choose between feeding your family or taking your medications. We have created a new concept where you actually PAY NOTHING for your prescriptions. Through strategic partnerships and our buying power, we can get you access to the most used generic medications for FREE!!

Tired of overpaying for your prescriptions? We are too, so we created a revolutionary way for you to get your medicine for FREE. No coupons, no gimmicks and no fake prices.

Subscribe Today for As Low As $19.95!

The LIG Solutions Rx Benefits include:

  • GET over 605 OF THE MOST PRESCRIBED MEDICATIONS FOR FREE, including acute, chronic, and over-the-counter medications:
  • Pick up at any pharmacy for FREE for acute medications
  • Home delivery service for chronic and over-the-counter medications
  • Exclusive SaveOnDiabetes program, which includes:
    • No cost meters and a starter kit with test strips/lancets. Low-cost test strips and lancets, FREE oral diabetes medications*, and Insulin for $19.88 per vial*
  • All medications are American sourced and shipped securely with tracking
  • Licensed Pharmacist coaching to ensure you’re getting the most cost-effective options

*Please note - valid prescriptions from your doctor are required.

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Health and Wellness Information Center

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About LIG Solutions

As a nationally recognized insurance agency since 2009, LIG Solutions changes the way individuals, families, businesses, and groups across the country shop and enroll in healthcare products. Headquartered in Cleveland, Ohio, LIG specializes in offering comprehensive, turn-key insurance solutions for associations, societies, membership organizations, NGB, and other affinity groups to deliver member benefit programs around health coverage. With more than 30 years of combined experience in the health, life, and Medicare insurance industry, LIG has successfully distributed more than 1.2 million insurance policies (and counting). LIG has partnerships with national, regional, and local insurance carriers across the country. We deliver member benefit programs centered on health and wellness initiatives to drive retention and engagement with the communities/marketplaces they serve.

About Program

Your association's Health Insurance Program powered by LIG Solutions is designed to offer concierge service to its members in need of Individual, Family, and Business/Group health insurance coverage options. These plans include coverage options from the leading insurance carriers and are tailored to fit your individual financial and health needs. Call today to speak directly to our team of licensed advisors to get your no-obligation health insurance assessment for major medical, Medicare*, short-term policies, vision, dental, critical care, accident medical plans, disability income protection, supplemental Insurance coverage, comprehensive pharmacy solutions and more!

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Disclaimer: By providing your information and pressing the button above, you expressly consent to receiving marketing phone calls, e-mails, and SMS messages, including those made via autodialer, artificial voice messages, automated technology and/or prerecorded message from LIG Solutions, its subsidiaries and/or one of its trusted partners at the phone number or email listed above to provide you quotes for Health Insurance, Medicare, or Supplemental Coverage. You affirm that you are the regular user of the phone number provided. Additionally, by providing your information, you are consenting to, and directing, LIG Solutions to share your information with our trusted network of partners to help you obtain insurance quotes. Our partners may thereafter also share your information with other parties to help you obtain insurance. You understand that your consent to being contacted is not a condition of enrollment or to purchase an insurance plan, property, goods, or services. Receiving quotes from LIG Solutions is always free. Additional charges may apply to SMS, call or Internet usage depending on your data providers. You can opt out of receiving future messages from LIG Solutions by clicking unsubscribe from an email or responding with STOP to a text message.

LIG Solutions/Lighthouse Insurance Group's Licensing and Legal Information can be viewed here: LIG legal policy:

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