Affordability is a major factor when choosing the best health insurance. While, of course, you want yourself and/or your family to have access to healthcare, you also want to find an option that makes sense financially while still offering the services you need.
Affordability is a major factor when choosing the best health insurance. While, of course, you want yourself and/or your family to have access to healthcare, you also want to find an option that makes sense financially while still offering the services you need.
Agents at LIG Solutions are licensed advisors willing to discuss your options, offer expert advice, and help you find the most affordable health insurance. Our goal is to partner with you to ensure you are happy with the cost and coverage you choose.
How Do LIG Solutions Agents Help You Find Affordable Health Insurance?
We Listen to Your Needs
Our goal isn’t to just set you up with insurance – we aim to be your trusted partner throughout the process. We go beyond information such as your name and birthdate and truly get to know you and your unique situation.
By learning more about you, we’re able to customize a plan for your needs. Looking for a specific doctor as part of your in-network coverage? Do you travel often for work and would prefer nationwide coverage to be included in your plan? We’ll take your “wish list” and assist in finding a plan that not only fits your coverage needs but also your budget.
We Review All Available Subsidies
Did you know that you may have access to financial assistance for your health insurance coverage? The Affordable Care Act (ACA) offers subsidies to qualifying individuals and families to assist with the cost of health insurance and make coverage more affordable.
There are two types of subsidies available:
- An advanced tax credit is paid directly to your health insurance provider to offset your coverage premium.
- A tax credit is received when you file your income tax return.
Your partner agent will ensure you are receiving the highest subsidy available to you as part of the discovery process.
We Have Access to All Available Plans
While you may have come across the words “agent” and “broker” used interchangeably, there is a key difference between these two kinds of benefits professionals. Health insurance agents have a contractual agreement and work for one insurance company. Health insurance brokers act independently from health insurance carriers – meaning they have wider access to various health insurance options.
As brokers, the agents at LIG Solutions have access to all available health insurance plans. This includes both marketplace plans as well as plans offered by private insurance companies. With access to a wide variety of plans, your agent will partner with you to find the best option for your needs with no heavy lifting on your end. We sort through plan options available in your area and take all factors into consideration to determine affordability.
5 Steps to Working with Insurance Advisors
With the benefits that a licensed insurance agent can bring, why not take advantage of the completely free resources available to you? That’s right – working with the agents at LIG Solutions is free. That means that you get personalized consultations with licensed professionals to help navigate you through the health insurance market, including plan comparisons, for the same price as if you went directly to the carriers themselves
You’ll find that it’s incredibly simple to work with a health insurance broker when selecting and enrolling in your coverage.
- Schedule your consultation or give us a call.
- Partner with an expert advisor during the discovery process.
- Evaluate the plan options tailored to your needs.
- Enroll in the best plan for you with the assistance of your broker.
- Relax in knowing that they will provide coverage updates and monitor your plan to ensure you are getting the best health coverage possible.
How to Get Affordable Health Insurance by Partnering with LIG Solutions
We at LIG Solutions are dedicated to finding the right kind of health insurance coverage for you and your family. We’ll explore the different types of health insurance and offer our personal recommendations on the best plan to suit your needs.
Your conversation with an expert agent goes beyond your date of birth and income – we work with you to build a relationship and get a better understanding of what you need with your healthcare coverage. We’ll discuss the budget, any healthcare providers you’d like covered, the medications you take, and what exactly you expect to get out of your insurance plan. By working together, we’ll narrow down your health plan options to clearly find the right type of health insurance plan for you.
Another benefit? We don’t just sign you up and leave the plan alone – we continuously monitor your healthcare coverage and touch base, when needed, to ensure that the insurance that you choose works the way you need it to. And, since we have access to all plan options, we’ll let you know if a new plan becomes available that will either save you money on your current coverage or help you gain new benefits.
To get started, fill out the form below to be connected with a licensed agent. The experts at LIG Solutions have licensed health insurance professionals with the goal of offering a simple and transparent view of healthcare coverage. There’s no need to spend hours trying to understand different plan options – we’ll work with you to understand your needs and budget to recommend a plan that will work the best for you. And because we have no vested interest in which insurance carrier you go through, you can rest easy knowing we are truly looking out for your best interests.
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