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Get the Health Insurance You Need and Save Today!

Our Partnership Delivers You Affordable Health Insurance Coverage Options For Individuals, Families, and Small Groups With Major Medical, Short Term Policies, Medicare/Supplementals, Vision, Dental, Critical Care, and Supplemental Insurance Coverage

Hours: Monday thru Friday 9:00 am – 7:00 pm Eastern
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Types of Policies

Major Medical

Major medical insurance is a comprehensive policy designed to help you and your family pay for covered healthcare expenses ranging from preventive services to emergency care. (ACA Plans)

Critical Care

Critical illness insurance is intended to pay a lump sum cash payment for covered illnesses such as heart attack, stroke, cancer, and more.

Supplemental

Supplemental insurance plans will pay for out-of-pocket medical expenses, such as deductibles, copayments, coinsurance and accidents as well as other events that can keep you from doing what you love.

Medicare/Supplementals

We assist seniors in finding the right Medicare Advantage and  Medicare Supplemental plans that are designed to help cover you on all the various deductibles, co-payments and coinsurance charges that Medicare alone does not include and much more.

Dental and Vision

Dental and Vision Insurance helps pay for the cost of visits to a dentist of eye doctor for basic or preventive services. This can include dental options like teeth cleaning, X-rays, and vision options that helps offset the costs of routine eye exams and helps pay for vision correction wear, like eyeglasses, that may be prescribed by physicians or eye-care specialists.

Businesses/Employers

The LIG HRA (Health Reimbursement Arrangement) Program provides options to offer health coverage benefits to your employees. This account-based health plan offers many of the same benefits as a traditional group health insurance plan while providing choice to the employees in selecting a plan that best fits their healthcare needs. Employers reimburse employees for their health insurance premium expenses using pretax money. This program can include major medical, dental, vision, and other coverage options.

Short Term Policies

Designed for healthy individuals and families, short-term policies provide an affordable safety net while switching from one life event to another without a health plan. Lose your job, recent college graduate, divorced, or retired and not quite eligible for Medicare? (Not ACA-Compliant)

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Our team of licensed advisors will find you and your family the best coverage that fits your financial and health needs.

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LIG Health and Wellness Round- Up

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While many people enroll in their health insurance during the Open Enrollment Period (OEP, for those under 65 years old) and the Annual Enrollment Period …

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The holiday rush has passed, another year has wrapped up and, another has begun. We are officially in the first quarter of 2022, how does …

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Call Now and Get All of Your Insurance Questions Answered

Our no-obligation health insurance assessment can help you find the best options for you and your family

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About LIG Solutions

Headquartered in Cleveland, Ohio, LIG Solutions, specializes in offering comprehensive, turn-key insurance solutions for associations, societies, NGB, membership organizations and other affinity groups. With more than 30 years of combined experience in the health, life, and Medicare insurance industry, LIG has successfully distributed more than 60,000 insurance policies nationwide per year and delivers member benefit programs centered on health and wellness initiatives to drive retention and engagement with the communities/marketplaces they serve.

About Program

The HM3 Insurance Health Insurance Program powered by LIG Solutions is designed to offer concierge service to our members in need of Individual, Family, and Small Group health insurance coverage options. These plans include coverage options from the leading insurance carriers and are tailored to fit your individual financial and health needs. Call today to speak directly to our team of licensed advisors to get your no-obligation health insurance assessment for major medical, short term policies, vision, dental, critical care, accident medical plans, disability income protection, supplemental Insurance coverage, and more!

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By submitting this form, you authorize Lighthouse Insurance Group, LLC, and/or its affiliates to contact you at the email address and phone number provided (even if the number you provided is on the state or national do not call registry). This contact may include providing you with insurance quotes, policy and benefit information, and/or marketing information. The company may contact you using live operators, auto-dialers, or emails. You acknowledge that you are not required to consent to contact as a condition of receiving services and that you may revoke consent at any time. We do not offer every plan available in your area. Currently, we represent 7 organizations which offer over 200 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

LIG Solutions/Lighthouse Insurance Group's Licensing and Legal Information can be viewed here: https://ligsolutions.com/terms-and-conditions/. LIG legal policy: https://ligsolutions.com/privacy-policy/

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