Dental insurance is often set aside to cut health coverage costs. However, without this insurance, you could incur larger costs from issues with oral health in the future. Dental coverage can be added to most major medical plans as supplemental coverage. Save on out-of-pocket costs on preventive services like routine cleanings, exams, sealants, office visits, x-rays, procedures such as fillings, crowns, root canals, or emergency services.
Whether you are self-employed or looking for dental coverage for individuals or families, you have options!
Save time and money by working with an insurance broker who works directly with the insurance providers like LIG Solutions, to find the best coverage available for you and your family or business. Advisors will research providers in the area, confirm if your current dentist is in-network, review premiums, out-of-pocket costs, and annual plan maximums. Dental insurance premium prices can vary based on the state, how many individuals are covered, and the tier of the plan.
Questions to consider when choosing dental coverage:
-Who is getting covered? Individuals, families, children?
-Do you have pre-existing conditions? Such as crowns or a missing tooth replacement.
-How much do you want to pay out of pocket and understanding premiums, deductibles, copays.
-Does the plan have a waiting period that can be 6-12 months before big procedures are covered like fillings or root canals.
If you are approaching retirement or have Medicare coverage, dental insurance can help you save! Medicare A/B does not include dental benefits, prevent future out-of-pocket costs for cavities and gum disease. Help take care of your oral health during retirement!
Supplemental insurance provides financial security from health coverage costs which complements your major medical insurance (note – does not replace it). You may have the opportunity to bundle and save with supplemental insurance options. Make your dental health a priority – prevent larger expenses in the future with coverage. As always contact a dental professional with questions or concerns regarding your dental health.
LIG Solutions can help you review your health coverage options – contact the team at LIG today! Check your organization’s membership section to learn how to access this exclusive member benefits program.
Call 877-804-9756 to be connected to a LIG licensed advisor today or fill out the form below to request more information.
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